Bright For a Brighter Future

Protecting Your Heavy Machinery: Why Plant All Risks Insurance is Non-Negotiable

In the construction and mining industries, your machinery is your most valuable asset. From excavators to generators, any breakdown or accident doesn’t just cost money in repairs, it halts your entire operation.

Plant All Risks (PAR) Insurance from Brightzim goes beyond standard cover. It is designed to protect your plant and equipment against unforeseen physical loss or damage, whether the machinery is at work, at rest, or being dismantled for cleaning and overhauling.

Key Insight: Many businesses assume their standard “Assets” policy covers specialized plant. However, PAR is unique because it often includes coverage for internal breakdown and onsite accidents that general policies exclude. For a business in Zimbabwe’s growing infrastructure sector, this is the difference between a minor delay and a total financial standstill.